Facing foreclosure? We can help.
If you are a New Jersey homeowner behind on your mortgage payments and facing foreclosure, The James Hughes Team can help.
We specialize in working with homeowners who are underwater on their mortgage or are facing foreclosure. For many homeowners, foreclosure is a dark time in life. Through our work, we provide a much-needed beacon of hope.
You may qualify for a short sale if:
You are so far behind on your mortgage payments that you can’t catch up.
Home prices in your area have fallen so far that your house is worth less
than the remaining balance on the mortgage.
You can prove long-term financial hardship. This can be done by writing a letter and providing documentation to your lender detailing your current financial status, extenuating circumstances, and lack of assets that the lender can use to recuperate losses.
When these three criteria are true, your lender may agree to a short sale rather than let the property go into foreclosure.
Count on The James Hughes Team for:
Experience
As a specialist in short sales and foreclosures, we are well-versed in the ins-and-outs of this process and knowledgeable about the ways to move such transactions to completion. Our work allows our clients to realize the freedom they desire from the unwanted weight of an underwater mortgage.
Guidance